Announced by Stats NZ today, 16^th October, for the quarter to Sept 2024 the annual inflation rate is reduced to 2.2% down from 3.3% in the June quarter in line with expectations from the Reserve Banks latest OCR reduction last week.

The Reserve Bank has just announced the second rate cut in 41 months reducing the OCR to 4.75%, following the August cuts from 5.5% to 5.25%, in line with expectations with easing inflation.

As we trail out of this rather forgettable year with just 3 months to go, Q4 24 is a time to transition from ‘survive to 25’ to ‘thrive in 25’ so that we start the new year set up for growth.

Make an enquiry to Infinance for finance, mortgage or insurance in the months of October, November and to 5pm Sunday 15th December 2024 and you’ll be in the draw to win a $250 Prezzy Card.

Can you believe it’s been 18 months since we launched in March 2023? We’ve been busy helping clients with everything from motor vehicles to investment properties and more.

What’s next? We’re looking forward to growing our insurance services and connecting more with our community. Want to know more about our journey so far? Check it out here.

Ever see those cheap finance rates advertised enticing you to buy goods and ever wondered ‘how do they do it? Or you might just think ‘who cares, Its cheap money’ right. From household goods to vehicles and equipment finance it’s a widely used practice, perfectly legal and designed to get you to buy NOW!

Infinance has partnered with Lakeland Marine to offer flexible finance solutions for new and pre-owned boats, engine upgrades, and custom fit-out packages. Getting on the water with the gear you want has never been easier, with great finance options to suit your lifestyle.

The Reserve Bank has announced the first cut in the Official Cash Rate some 15 months since it climbed to 5.5% in May 23 and the first cut since March 2020, a whole 41 months ago when it was dialled down to 0.25% when all the craziness started.

Inflation has finally eased to a more manageable 3.3%, giving us a glimpse of economic stability on the horizon. With the OCR and interest rates likely to adjust soon, we're looking at a promising outlook for financial growth and stability in the coming months.

Here we are, 1st July, day 183, halfway through the year and in a game of two halves the second half promises to be as underwhelming as the first with the Reserve Bank (RBNZ) keeping the Official Cash Rate (OCR) restrictive on the road to 2% inflation and today introducing a few changes that won’t make a huge difference to most with residential investors getting a bit of a boost.

Just as seasons change, so do economic cycles; despite the current economic frost, brighter days are ahead.

While emphasising positive expectations can help to build confidence in our future outlook, we also need to look at the hard data to see where we’re at and understand the real position we’re in.

Focusing on the positives, looking for those hot spots in the economy and gearing up for a shift in gear in the year ahead is where our focus is.

After a consultation process conducted by the Reserve Bank (RBNZ) it has this week been announced that DTI’s will be introduced and LVR’s to be eased from 1st July. Read the full blog for the details and exemptions.

The Government has this week announced scrapping of the Kainga Ora ( KO ) First Home Buyer ( FHB ) grant effective immediately while keeping the first home loan scheme.

As expected, restrictive monetary policy has reduced capacity pressures in the New Zealand economy and lowered consumer price inflation. Annual consumer price inflation is expected to return to within the Committee’s 1 to 3 percent target range by the end of 2024.

Whether it’s your first, another home or investment property, Infinance has the facilities with banks and non-bank lenders to take you there. Discover the essential factors in residential lending for every stage of your property journey.

In a media landscape flooded with doom and gloom, we're here at Infinance to spotlight the silver linings and opportunities amidst the chaos.

From license to aircraft, business or leisure, fixed wing or rotor, commercial drones, maintenance overhauls, upgrades and ancillary equipment … our specialist aviation lending facilities can make it happen.

Explore how to protect your loved ones and yourself in unforeseen circumstances, and learn why having just the right insurance coverage is essential for your financial security.