If I were a betting man, I’d be putting a bob each way on the economy doing exactly what it’s doing right now … going nowhere fast and for a bit longer yet.

The Monetary Policy Committee today agreed to leave the Official Cash Rate (OCR) at 5.50 percent. Read the full statement here.

Good times don’t last and nor do bad so riding through the four economic phases of expansion, peak, contraction and recovery is paramount. There are times however when we need to take a look at how we’re going to get through, spreading lending can help. Click for more details.

Since the rampant property and everything else price hikes post Covid fuelled by low interest rates, high demand and low supply and the following fall back down to pre covid levels, we’re started to see signs of recovery late last year but got off to a sputtering start to 2024. Check out our latest blog for more on that.

If banks are the race horse, the Reserve Banks the jockey. While banks are chomping at the bit to bring interest rates down with some active competitive easing out there … the Reserve Bank on the other hand is say ‘whoa, steady up there ol’ boy’ with a firm hand on the reins to hold the OCR at a steady pace to ease the economy back into form. Click for more details.

Explore the Reserve Bank's latest moves in shaping the borrowing landscape for homebuyers. Delve into the potential impacts of adjustments to Debt-To-Income (DTI) restrictions and Loan-To-Value Ratios (LVRs) on the housing market. Click to uncover the details.

Unlock our insights for 2024! Dive into the latest blog, where we dissect the financial landscape – from interest rates to housing trends. What lies ahead? Click here to read more and stay informed.

Feeling the holiday stress? Check out Strettons Accountants December newsletter for some great tips on reducing that Christmas stress, along with some delicious Christmas recipes!

From personal to commercial and rural, everyone’s circumstances are different and need to be assessed on a case by case basis. There are some underlying fundamentals that apply to most however determining just the right type and amount of cover is the domain of INFINANCE. Lets explore some of the key attributes of insurance.

In today’s world there’s a lot going on with everything we own from homes and contents, cars and lifestyle toys, business interests, our income and ability to earn and life itself … total up its value and there’s a lot to protect. So how do we go about protecting that from loss as there’s been a lot of investment to get it where it is and we don’t want to lose it right! That’s where partnering with an insurer to spread the risk comes in.

I would like to thank Strettons Accountants in Taupo for allowing me to access their September newsletter with some useful and interesting information including a guide to early retirement in NZ and using AI in the workplace… click the link and enjoy.

Now we have a new pathway set on the political front and ‘almost’ won the rugby … we’re seeing signs of confidence coming back and some solid direction moving forward. Property prices are settling and indeed starting to rise in some areas but there’s work to be done yet…

Explore the history of New Zealand's mortgage interest rates and what 'normal' looks like. We'll journey from the 1960s to today, and discuss how recent events are shaping our financial future. Get insights into the Reserve Bank's decisions and what they mean for you.

Cultivating financial freedom is a personal journey, but there are some principles that can serve as your guiding light. From conquering consumer debt to embracing the power of saving and investing, our blog explores the key steps to secure your financial future

Boost your credit score, master responsible lending, and navigate credit scores with confidence. Uncover the strategies in our latest blog.

You may be asking ‘why use an adviser?’. Here’s a quick list on the reasons why using an adviser just makes sense.

How do you unlock the door to your very first home? The most exciting of all, your very first home to call your own…so how do you do it?

Some useful and interesting information including tips to repay your mortgage early and the difference between an attorney and executor.

With interest rates having been on the up and up read more for my commentary on what a difference a year makes.

For my first ‘insights’ publication I would like to thank Strettons Accountants in Taupo for allowing me to access their March being end of financial year newsletter with some useful and interesting information.