Get pre-approved for a mortgage and go shopping

Written By Kim Manunui

With all the excitement in the air about interest rates easing and houses prices finding their floor…now is a great time to get pre-approved and go shopping.

Whether it’s for –

  • Your first home

  • Another home

  • Investment property

  • Development or commercial property

An application with Infinance is low stress -

First, we send you a link to our online form to complete in your own time and guide you through a short list of required info to send through and bada-boom, you’ve done the first step. Or we can meet you via Teams or in person if that suits you best.

Next, we run the application through our system that compares all the main banks and some non-bank lenders and tells us who will provide the most money for that application.

With all being well we then submit it to the most likely or if it meets criteria with multiple banks then your preferred lender of choice

If we find its not quite there then we can guide you through what we need to do to have it approved going forward.

Banks want to help everyone into a home but it needs to be responsible lending and an application with Infinance will find where that sits from the outset.

There’s no commitment or cost to you and we don’t do anything without your written consent so no applications are lodged until you say go.

We earn a commission from whichever provider we ultimately place it with which doesn’t happen until any loans are settled so until then we’re totally free and even then it’s the bank that pays us, not you.

That means we’re motivated to get you approved, not just because we earn a quid but it gets the job done for you and that’s our main priority.

Oh and we’re not pushy, you set the pace we work at so if you have a need for speed we can do that or you just want to take your time, we’re happy to wait until you’re good and ready, we’re all about quality decisions.

The other thing is, we know what we’re doing, we also know which banks have an appetite for which applications and can save you a lot of time hot footing around banks who will offer you one solution, theirs. Since we go through the broker hub we can often also achieve better pricing offers for you than in branch plus at refix time.

With multiple lenders on our panel between banks and non-bank lenders, we can workshop an application to get you the right solution which may include going through a non-bank lender short term until the application meets main bank criteria, they’re set up to work that way, it all depends on what the application looks like.

So whether you’re just getting started or on your way to becoming a property mogul - hit the contact button below to explore the possibilities.

Kim Manunui

Hi, I’m Kim and I work with a great team to help individuals, as well as small and not so small businesses get their message, product and services to the world using digital media and creating wonderful websites that don’t cost the earth.

I was born in Canada, and grew up around Vancouver and the mountains of British Columbia. My love of pristine environments led me to New Zealand and eventually to the mountains, lakes and rivers of the central North Island which is home. My family’s heritage is here, and it’s from here that Korio traverses the planet.

The digital world is never static and neither are we.

And I say ‘we’ because I work with an awesome group of talented people who I gather together as required to complete a project.  Whatever your business, not-for-profit or individual needs are we gather the best team to get the job done.

Collaboratively we are creative, share sustainable values and work hard for great outcomes because that’s the buzz of satisfaction that drives us.

If you have an audience and market to reach, we can make that happen. Creative design, words that work and smart behind the scenes stuff that cuts through the online noise. We’ll design your website and then build it. We’ll manage the content as well as all your hosting needs. We can handle your online advertising so you get noticed,
and we’ll manage your social media presence so you get the clicks, likes and engagement to grow your business. All within the budget you set, because none of this needs to cost the earth.  And the job doesn’t stop when your website goes live. We are your virtual business partner.

https://www.korio.co.nz
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