With all the excitement in the air about interest rates easing and houses prices finding their floor … now is a great time to get pre-approved and go shopping.

We’ve been saying for a while now that the Reserve Bank’s (RBNZ) monetary policy of controlled easing of the economy, bringing everything down gently to a soft landing is the right approach and its paying off.

With the current lead time for most banks around 10 working days to assessment there may be a channel to provide much quicker approval times if NZ banks adopt some overseas models with an open banking framework that securely shares banking details with third party providers.

Infinance have created a separate division in addition to and alongside our existing providers through Link Financial Group ( LFG ).

Infinance is now officially accredited with Kiwibank, bringing more options for home loans, including for first-time buyers through their Kainga Ora partnership.